I have bad ideas. This has been a fact of life for all of my friends throughout childhood, teenage years, college…always. Any time the words “I have a great idea” come out of my mouth, most all of my friends know that its time to turn tail. They equally know that they’re going to get roped into the scheme no matter what. Resistance is futile.
So it may come as no surprise to said friends that despite not owning property in, ya know, the state where I actually work and live, I had a great idea for buying a ski house. In Vermont. See now the idea would have been just fine, but as it turns out, I spent most of the last three months actually executing on this idea.
Now one would imagine that a lawyer would be able to get mortgage financing, no problem. I don’t mean the whole qualify for it and get a bank to hand you money part…I mean the figure out what documents to send and where to sign and all the other things that I routinely discuss as frustrating parts of herding cats in my profession. Nope. Not a chance. It took most of those three months to just get the insurance company to issue an insurance binder…and I only finally got one when I switched insurance companies.
But in the end, and as it happens, while I was traveling in Japan, I did it! I bought a house! In Vermont! Its adorable! And TOTALLY empty! Oh right, furniture.
As you can tell, I’m certainly not the leader in blogs that present rational and useful advice to 30-somethings striking out and making big-kid-pants decisions. Perhaps this is more of a brief outline of the very worst ways to go about pretending to be an adult. I don’t know. Perhaps we’re still looking for a purpose, the blog and me.
What I can tell you is that you probably don’t want to tell your broker, your lawyer, your mortgage agent and your mother than “oh I know the house is supposed to close in two weeks, but I’ll be in Japan.” What I can also tell you is if you happen to do that, make sure you throw your mother under the bus with as much grace as possible. And make sure you have a rockstar mom willing to step up and pick up your (not small) slack.
So now I have a house and its awesome and terrifying and I need to go about doing things like putting stuff to sit on in it. But with or without chairs, I’m pretty stoked on having a new base for adventure in the mountains.